Services / Risk & Insurance Advisory
Identify risks early. Treat them deliberately.
Risk management is one of our main differentiators. We help investors identify risks early and determine whether each risk should be avoided, reduced, contractually allocated, retained, secured or transferred through insurance.
Six ways to treat every identified risk
Insurance considered late in a transaction leaves investors exposed to undisclosed liabilities, political events, property damage, cyber incidents and contractual disputes. We build risk treatment into deal structuring from the start.
Specialist Cover
Warranty & Indemnity Insurance
Known as Representations and Warranties Insurance in the United States and Canada, W&I Insurance is an established transaction-risk solution used in mergers and acquisitions. It can protect a buyer or seller against financial loss arising from breaches of warranties and representations contained in a sale and purchase agreement.
Buyer-side protection
Compensates the buyer for covered losses resulting from a seller's breach of insured warranties, providing an additional source of recovery and reducing reliance on the seller's future financial capacity.
Seller-side protection
Protects the seller against certain claims made by the buyer for breaches of covered warranties, supporting a cleaner exit.
W&I Insurance does not replace comprehensive due diligence. Insurers ordinarily expect satisfactory legal, financial, tax and commercial due diligence before providing cover, which is why our due diligence and risk advisory services work hand in hand.
Strategic benefits of W&I cover
- Enhance the attractiveness of a bid
- Reduce the amount held in escrow
- Provide sellers with a cleaner exit
- Bridge disagreements over contractual liability
- Protect relationships where sellers remain involved
- Supplement contractual remedies
- Provide protection supported by an insurer's balance sheet
Additional transaction risk solutions
Depending on the investment, we may recommend or coordinate:
Insurance placement is undertaken only through appropriately licensed insurance brokers, insurers and international specialty markets. Monetrix coordinates the advisory process; regulated placement remains with licensed entities.
Discuss your investment plans with us
Our advisory team responds to every enquiry within one business day.
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